Expensease
Splits and tracks shared expenses, then works out the fewest transfers that settle a group. For people who share costs with flatmates, friends or family.
- Live
- iOS, Android, Web
- 2025
- Full-stack engineering and design
In soft launch.
Screens




The constraint
Splitting money with other people is solved in theory and a mess in practice. Existing finance apps are either full of budgeting features nobody asked for, or they leave you doing the arithmetic yourself: who paid, who owes, and how to settle without ten separate transfers. Expensease started from one line. Adding an expense should take under five seconds, and settling up should take none. Everything else followed from holding that line.
Decisions
- Settlement is solved before it reaches the screen
- Instead of showing a tangle of who owes whom, group debts are modelled as a directed graph and reduced to the smallest set of payments that clears it. The reduction happens before it is rendered, so the app never asks anyone to do the arithmetic.
- One codebase across three platforms
- A single React Native codebase on mobile and a React app on the web, against the same API. A group is never blocked because one person is on the wrong platform.
- Deliberately boring underneath
- JWT auth, stateless API nodes, assets on object storage. A money app earns trust by being dull in all the right places, so the only interesting part of the system is the settlement maths.
What it does
- Splitting by equal share, percentage or custom amounts
- Debt simplification that minimises the number of settlements
- Group and personal expense tracking in one place
- Category breakdowns and live balances across every group
How it is built
- React Native (Expo) on mobile, React on the web
- Node.js and Express REST API
- MongoDB Atlas
- AWS EC2 and S3
- React Native · Expo · React · Node.js · Express · MongoDB · AWS